muddmoney
Compass

You know you should have this figured out by now.

In under an hour, you'll see your full financial picture
and walk away knowing exactly what you want your money to do next month.

Built from your free 3-minute Scorecard. No Scorecard yet? You take it right after you buy.

Find your Compass: $47

Sound familiar?

  • Someone asks where your money goes each month, and you hesitate.
  • You keep saying you'll get to it. Next month. After this busy season.
  • You make decent money, but you keep less than you think you should.

You're not drowning. You're just guessing. And the longer you guess, the longer your money runs the show instead of you.

What's inside

Your dashboard, when you join.

One page. The four numbers that matter. Updated as you take action.

mudd.money/dashboard/you
Section · how the month flows

Profit & Loss

Your income, your spending, and what's left at the end of a typical month.

B−
Take-home / mo
$7,700
Spending / mo
$5,200
Savings rate
32%
Leftover
$2,500
Heads up
You marked 2 categories as unsure. That's roughly $693/month we can't see clearly yet. Tracking those for two weeks is the fastest way to sharpen this picture.
Category % of take-home Amount
Take-home income
$7,700
Housing
21%
$1,650
Target 25–35%
Your housing is well under the 25–35% range. That's real breathing room built into your baseline.
Transportation
4%
$320
Target 10–15%
Transportation is under 10%: you're not letting your car eat your budget. That's a bigger deal than most realize.
Food
11%
$860
Target 10–15%
↑ join Compass to unlock

Here's what you get for $47:

Your Dashboard

Waiting for you when you log in.

  • Income, spending, savings and debt on one page
  • A letter grade on each part
  • Your top 3 moves for the next 30 days
also included

3 Short Lessons

With Steven and Bethany. Under an hour, start to finish.

  • 1Your Why
  • 2Your Big Picture
  • 3Your 30-day plan

Your Workbook

Already filled in the moment you buy. No blank PDF.

  • Your details from your Scorecard, already in
  • Your top 3 money moves
  • Type your notes right in your browser, or print it and write

30 Days of Check-Ins

Short emails so the work doesn't quietly slide away.

  • When your dashboard is ready
  • When most people start to drift
  • A day-30 look at what changed

Use-It-And-See guaranteeWatch the 3 lessons and fill in your workbook within 30 days.

If you don't walk away knowing your Why, seeing your full financial picture, and having a clear plan for what to do next, we'll refund every penny. Just email support@mudd.money.

Find your Compass: $47
Steven and Bethany

Hey, we're Steven and Bethany.

We've spent 18 years building a financial system that works in real life: as freelancers, as parents, as a one-income family in Los Angeles.

By day, Bethany has managed 8 and 9-figure budgets for major nonprofits. Steven has spent two decades self-employed, building creative businesses and diversifying that income. By night (and weekends), we've used the same principles to run our own household, pay off debt, and buy four properties in one of the most expensive cities in the country.

Not because we got lucky. Because we got organized. We've both seen how little real financial literacy most of us get growing up, so we built the system we wish someone had handed us in our 20s, in plain language. This is the same system we use. Not a version of it. The same one.

We don't teach what we've read. We teach what we've lived.

“Before, I did not consider the order of steps to take to optimize my financials. Now, I have a clearer starting point, actionable steps and a specific goal to work towards.”

Compass student

“Before, I thought W-4 were a set thing and now I am following up with HR to figure this out!”

Compass student
The whole thing

Everything you need to find your direction.

$47

Less than one dinner out. More clarity than you've had in years.

Your Compass purchase applies toward Foundations if you choose to keep going.

Is it a subscription?

No. $47, once.

Do I need my bank statements?

No. Ballpark numbers are fine to start.

What if it isn't for me?

The Use-It-And-See guarantee covers you. Email support@mudd.money.

Find your Compass: $47

Every month that passes without a plan is a month your money writes its own story.

You can keep reading that story, or you can start writing it.

Take Your Scorecard. Find Your Compass. Build Your Foundation.

You're not bad with money.
You just don't have a system yet.
Let's fix that.
Find your Compass: $47