The 30-Day Foundations Challenge
In 30 days, money stops happening to you and starts doing what you tell it.
Apps watch your money. Gurus lecture you about it. We have you touch it, about an hour a month.
$247 路 Have Compass? Your $200 link is in your dashboard.
Every functioning business on earth closes its books once a month. Estimates on one side, what actually happened on the other, a short look at the gap. Nobody calls that discipline. It's just how a business knows where it stands. Your household has never been given books. Foundations is where you get them.
You've probably already tried. That's not the problem.
The app that connects to everything and shows you lovely charts. You looked for two weeks. Nothing changed. It gave your money a dashboard, not a decision.
The one that wanted every transaction logged, every day. You lasted three weeks, and when you quit, you took the blame with you.
Neither one was a discipline problem.
Both were calibration problems, and the blame belongs to the tools, not to you.
The calibration that works has been running quietly in every small business for about a hundred years:
Touch the numbers briefly, monthly, on purpose.
Enough to direct them. Little enough to keep your life.
Picture the version where it works.
You can answer "where did that raise go?" in one sentence, because you decided the sentence.
The money conversation happens once a month, on purpose, at a table. Not at 11pm, by accident.
The anxiety that lives in not-knowing just isn't there anymore.
The trip, the giving, your bigger Why: you'll name it in Week 1 and point your money at it every month after.
Month by month, quietly, the picture bends toward the four words we build everything toward:
Wise. Resilient. Free. Generous.
That's not a personality transplant. That's about an hour a month, with a system underneath it.
$247 路 Have Compass? Your $200 link is in your dashboard.
We're Steven and Bethany Mudd.
Parents, raising a family in Los Angeles. We've spent 18 years building this system: first for ourselves, now for you.
Bethany has managed 8 and 9-figure budgets at major nonprofits for 15+ years. Steven has spent 20 years self-employed, building creative businesses and diversifying that income. Nights and weekends, we ran our own household on this exact system, paid off the debt, and bought 4 properties in one of the most expensive cities in the country.
Not because we got lucky. Because we got organized.
We started as newlyweds in a tiny LA apartment: creative field, credit card debt, and more than a few months where the math didn't add up. What changed everything was sitting down once a month and pointing every dollar somewhere on purpose. About an hour. Once a month. For 18 years.
- Founded 5 creative businesses, including a restaurant.
- Bought several investment properties, using each one's equity for the next down payment.
- Steven ran the money the first 9 years; Bethany the next 9. Both hands on every major decision.
We didn't get here by connecting an app and hoping. We got here by keeping the rhythm. Foundations is that rhythm, packaged.
We don't teach what we've read. We teach what we've lived.
The 30-Day Foundations Challenge
30 days from fuzzy to clear.
- 6 modules, lessons about 10 minutes each
- Built so you actually finish
- By day 30 you've closed 1 full month with the system
Your Dashboard
Every tool you need to run your month, built around your numbers.
- Big Picture: where your money actually went, and what you own and owe
- Actuals Importer: drop in your bank's CSV and it sorts it for you
- Map Your Month: try your dream month before you commit to it
- Debt Demolition Plan, Insurance Check and the Rent vs Buy Calculator
The Budget Template
The template we've run our own household on for 18 years.
- Dream on purpose: what would a found $200 a month do?
- Then actually point it
- Yours to keep, on your computer, forever
Your Workbook
Personalized with your numbers, your Why and your plan.
- Type right in your browser, or print it
- Flip back through in a year to see how far you came
The Find Your $200 Guarantee
Run the system for 90 days: close your months, touch your numbers.
- Can't find at least $200 a month to redirect? We refund you.
$247. Here's the honest version of why it's priced there: Foundations is the base layer, the system everything else we teach builds on. Coaching costs thousands. The foundation under it shouldn't. Took the Compass? Your $47 already counts: you're in for $200, with the link in your Compass dashboard.
$247 路 Have Compass? Your $200 link is in your dashboard.
Start whenever you're ready. No countdown timer, no manufactured deadline. Your money should run on things that are true.
Foundations is built for you if:
- You earn real income: the problem was never the paycheck, it's that the picture's fuzzy
- You're tired of "we get by fine" being the whole plan
- You can give your money about an hour a month. That's the actual ask.
It's honestly not for you if:
- You're in financial crisis right now. You need faster help than a 30-day course, and we'd rather point you to it than sell to you.
- You want an app to do it for you. The touch is the point. We've automated the clerical parts, never the deciding.
- You want stock picks. This is the layer underneath that, and it comes first.
- You need someone to yell at you. Nobody yells here. It works anyway.
I've got this. I just needed to know what to focus on.
That's the sentence our Compass students chose to describe where they landed.
"[The moves] felt like they were written for me specifically."
"Before, I did not consider the order of steps to take to optimize my financials. Now, I have a clearer starting point, actionable steps and a specific goal to work towards."
"Before, I thought W-4 were a set thing and now I am following up with HR to figure this out!"
"This made me more inspired to lock in and stay true to our budgets not out of habitual obligation but because of the joy of reaching our 'why'!"
How does the Find Your $200 Guarantee actually work?
Do the 30-Day Challenge. If, within 90 days, we can't help you find at least $200/month you could redirect in your budget, we refund your tuition: the full amount if you paid in full, or what you've paid (and we cancel the rest) on the 4-pay. "Doing the work" means completing all 6 modules, running our Actuals Importer (or entering the numbers by hand) on 2 months of real spending, filling in your workbook prompts, running Map Your Month once, and sending a short Before/After form. No fine print. We back the work.
Will this work if my income is irregular or freelance?
Yes. The Budget Template and Map Your Month both handle variable income.
Do I have to link my bank account?
No. Foundations doesn't connect to your accounts. You upload your CSVs or enter your numbers yourself. Your bank logins stay with you. The manual interaction is deliberate. It's how the behavior change actually happens.
How long do I have access?
Lifetime. As long as we offer Foundations, you have access to the course, your dashboard, the Budget Template and your workbook. When we improve the system, you get the current version.
I've started courses before and never finished. What makes this different?
Foundations folds three things into one system that actually works together: a guided 30-day challenge, a dashboard that shows you your real numbers, and a Budget Template the dashboard helps you fill in. Most courses give you information. We give you the system, the tools, and the structure to finish.
Can I get 1-on-1 help if I really get stuck?
Foundations is designed so most people don't need it. Short lessons, tools built around your numbers and a workbook cover almost all of the "I'm stuck" moments. We don't include 1-on-1 coaching in Foundations right now. If we offer it later, we'll make it clear.
What happens after Day 30?
You keep running the system. The 30 days end; the practice doesn't. You'll open your Budget Template at the end of each month, update your actuals, review your plan, and adjust. Your dashboard stays available. Foundations doesn't end on a cliffhanger. It ends with you holding a complete system.
The math is on your side from day one.
It's easy to spend $247 this month without changing anything.
This is the one purchase where, if you do the work, the math is on your side from day one. Find $200/month you can redirect within the first 90 days, and Foundations has paid for itself. Don't find it, and we refund you.
Build a budget that actually works for your life. Stop guessing where your money goes. Install a system you'll run for the next 20 years.
$247 路 Have Compass? Your $200 link is in your dashboard.
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